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Reviews of the Top Prepaid Plans:
AT&T GoPhone AT&T GO PHONE gives you all the benefits of the entire national AT&T wireless network without the commitment. Choose between Pay As You Go for as low as .10 a minute, or Pick Your Plan with several levels of service including Unlimited voice, Unlimited Mobile to Mobile and Nights and Weekends, and Unlimited Text. Canada and Mexico Roaming is available, Mexico roaming is only .25/minute. Our Rating:
GoPhone Coverage

BOOST MOBILE gives you a unique choice of plans and good nationwide coverage. Boost normally uses the Nextel network which is owned by Sprint. Nextel has a fairly broad nationwide network with good features and somewhat slow data access. Their Unlimited plan is a great alternative to those from the other carriers at a good price. It's your only alternative with an existing Nextel phone. Our Rating:
Boost Mobile/Nextel Coverage

Cricket PayGo CRICKET offers Unlimited Voice, Text & Picture Messaging, Long Distance and Broadband at a good price. Pay-As-You-Go plans start as low as $1 a day, only on days used. You get Unlimited access in hundreds of cities across the US, plus you can get a bucket of U.S. roaming minutes for other areas. Our Rating:
Cricket Coverage

Kajeet - Cell Phone 4 Kids KAJEET is a prepaid cellular service for kids. They have phones that are fun to use, and give parents the confidence they can be used safely. Kajeet uses the Sprint nationwide network and offers a large number of phone models from simple to full-featured. You also get a full suite of tools to help your family customize and manage every aspect of their Kajeet experience. Our Rating:
Kajeet Coverage

NET10 NET 10 has very good coverage and your calls are only .10 a minute, with no extra charges for Roaming or Long Distance. You can get Local numbers and coverage almost anywhere in the US. NET10 favors the AT&T network but can roam on almost any compatible network. They also can automatically refill your account monthly. Net 10 also has a no contract Unlimited plan. Our Rating:
Net10 Coverage

PagePlus PAGE PLUS CELLULAR is a great choice to convert your existing Verizon phone to Pay As You Go. They offer great rates and you are charged for their various features only when you use them. Refills start at only $10 for 100 minutes and they have an inexpensive Unlimited plan. They can refill your minutes automatically. You get access to the entire Verizon Wireless network with off-network roaming available for an additional charge. All you need is an Activation Code to get started. We have many reports that Page Plus customer service is difficult to contact. Our Rating:
Page Plus Coverage Map

T-Mobile Prepaid T-MOBILE PREPAID is one of the best values available. Achieve "Gold Rewards" and get Pay As You Go service as low as .10/minute and a 1-year expiration, and yearly refills can be as low as $10. They have a pay by the day option and they offer free access to a handful of useful web sites. Yes, free. T-mobile Prepaid roams off their own network without additional charges, and will also roam in Canada and Mexico. Rated as "The Best Plan" by the MountainWireless.com Reviews. Our Rating:
T-Mobile Coverage

TracFone TRACFONE is the largest prepaid phone service in the country. They have coverage and local numbers all across the US with reliable service and no roaming charges. They have plans with 365-day expiration, and offer a money-back guarantee. Service starts as low as $8.33 per month. Our Rating:
TracFone Coverage

Verizon Wireless VERIZON WIRELESS has several different levels of Prepaid plans. On days you don't use your phone, you don't pay. Your number of features determines the rate you pay on those days you use the phone, including different types of Unlimited minutes. You also get access to most of Verizon's unique features, like VZ Navigator. Roaming off the Verizon network incurs roaming charges. Fortunately, Verizon's network is extensive. Our Rating:
Verizon Prepaid Coverage

Virgin Mobile VIRGIN MOBILE owes its popularity to the fact that they use the robust Sprint network. They support good features all across the country, but you cannot roam off the Sprint network. They have a nice selection of phones including Smart phones and broadband air cards. They offer an Unlimited plan at a good rate. Virgin is owned by Sprint. Our Rating:
Virgin Mobile/Sprint Coverage

- Note on Our Ratings: We rate each service based on Coverage, Price, Roaming and Features, 1 to 3 stars.

Pro's & Con's of Pay-As-You-Go Cellular:

PROS:
  • No deposit required
  • Normally, taxes and fees aren't added, including "activation" fees
  • You can be anonymous
  • No monthly bill, and you can set up some plans to "auto-pay"
  • No contract or required service period, and No Early Termination Fee
  • Purchased minutes automatically renew when you refill
CONS:
  • May not have detailed call reports
  • No credits can be issued for "mistakes"
  • Refill dates are critical
  • Coverage may be less than your old plan
  • Limited selection of phones
  • Rates depend on refill amount

How Much Can You Save?

 
Let's look at a wireless customer who uses about 300 voice minutes and about 150 text messages per month, and has a Verizon Wireless plan with 450 voice minutes and a 250-message text plan...compared to the same phone subscribed through PagePlus, a Verizon re-seller, at their pay-as-you-go rates.
Sample User:
Feature | Usage/mo.

Voice Calls | 300 Min.
Text Msg | 150 Msg
Taxes & Fees |
Pay by the Month
Monthly | Cost

$39.99/mo. | $39.99
$5.00/mo. | $5.00
12% | $7.20

Total: $51.19
Pay by the Minute
Per Use | Cost

.06/min. | $18.00
.08/each | $12.00
.50/mo. | .50

Total: $30.50
Save:      $20.69



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